The Process
1. Life Planning
Life is not a rehearsal... Firstly we need to identify where you are and how you got there. Then where you want to get to over the next 5, 10, 15, 20 years.
2. Financial Planning
Then identify all the resources that are available to you now and those that will become available to you in future and more importantly the resources that might have to come available in order to satisfy the needs in your Life Plan.
3. Financial Advice
Then if your financial plan indicates that you need a financial product or investment, only then will a financial adviser need to get involved.
You are welcome to self invest, use your current advisor or work with us.
Same Process Each Year
Insanity is repeating the same mistakes and expecting different results
Our service Is All about You
In many ways, our approach to financial planning is a bit like going on a journey.
Let’s say you live in London but want to get to Scotland. There are many ways you can do that – perhaps you’ll take the train or plane, or even drive. But how do you know which way is best – and do you want to stop off on the way or go full steam ahead?
Financial planning is the same. You may already have your sights set on where you want to go, you just need a bit of help deciding how best to get there.
The life centred financial plan we provide is like your own personal route map, showing you how you can get where you want to go, in a way that suits you best.
Frequently Asked Questions
The initial meeting is at our expense, and you’re under no obligation to work with us if you don’t feel that we’re the right fit for you.
We then charge for our services, like analysing your unique financial landscape and understanding your requirements.
All costs will be discussed with you upfront – and we’ll only proceed when you’ve agreed on them and are happy.
We charge for these services as that’s the way we stay in business! The product providers do not pay us – but that also means we’re not tied to their products and can remain completely independent.
You can’t put a price on the peace of mind that comes with knowing you have a plan and you are....
Fact Find
Gather material facts - Link to the form
Income & Expenditure
How much do I make and spend each month now?
Assets And Liabilities
List of things you own and loans you owe - Link to the form
Review Of Life Plan
What do you want to achieve and why?
Review of Financial Plan
Will you have enough money?
To ensure our financial planning service is truly independent, we do not provide this advice on products.
You are welcome to
- Work with our prefered financial adviser
- Work with your current financial adviser
- Research and implement yourself
