Meet Sarah, a successful professional with a thriving career and a busy life in London. On the surface, everything seemed perfect. She was earning well, had a lovely home, and was preparing for an exciting future. But deep down, Sarah felt a nagging uncertainty about her financial future. She wasn’t sure if her finances were […]
How Our Three-Hat Approach Transformed Sarah’s Financial Future Read More »
Many of us recognise the immense value of a personal trainer in the fitness world. They provide personalised workout plans, teach us the correct exercise techniques, hold us accountable, and motivate us to reach our physical goals. But have you ever considered that these benefits closely mirror those a financial planner offers? Just as a
Why a Financial Planner is Like Your Personal Trainer: Achieving Financial Fitness Read More »
Once you have identified your desired lifestyle, the next step is to establish how you will fund it, which brings us on to financial planning. Many people think that financial planning is all about pensions, investment funds and life assurance. That is probably because that is what the financial services industry has led them to
Achieving your life’s aims – the real focus for financial planning Read More »
Five tips on using gifts to reduce inheritance tax As the saying goes, it’s better to give than to receive. But did you know that when you give your loved ones a gift, you can also benefit as well as the person you’re giving to? It may come as a surprise, but when you make
The five fundamentals for leaving money to your loved ones There’s an old saying that nothing is certain except death and taxes. I can’t help with the big questions about life and death. That’s a debate for the poets and philosophers. But what I can do is help you plan how to pass on your estate
Smart Strategies for Enriching Your Loved Ones’ Inheritance Read More »
Once you have identified your desired lifestyle, the next step is establishing how you will fund it, which brings us to financial planning. Many people think that financial planning is all about pensions, investment funds, and life assurance. That is probably because the financial services industry has led them to believe that way so it can sell them more
Turning Dreams into Reality: How Financial Planning Focuses on Your Life Goals Read More »
Will I have an inheritance tax bill? It’s a common misconception that inheritance tax only affects the extremely wealthy. However, if you’ve been looking into inheritance tax, you may have read about a threshold of £325,000 before tax applies. Anything you own above that value could be subject to 40% tax. You’ll want to look
Retirement has long been considered the golden years of one’s life, a period to enjoy the fruits of decades of hard work. However, as our society, economy, and individual expectations have evolved, so has the retirement concept. In this blog post, we will explore the changing landscape of retirement and share how I help our