Did you know that eight out of ten mortgage holders have no income protection at all? That is a shocking statistic, but the question is why? According to the latest State of the Protection Nation report from Royal London, 42 percent of people with a mortgage have no life cover in place. To […]
Are you taking a risk by not having income protection? Read More »
Defaqto is a service that compares financial products. Defaqto Ratings are ratings based on facts rather than opinions. Ratings are given to products based on the features and benefits they offer. When you’re shopping for life cover, critical illness protection and income protection, you want to know you’re getting the best deal possible with
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Financial worries can be a primary cause of stress for many employees. Money worries don’t just affect an individual’s financial health, their physical and mental well-being can also be negatively impacted. Subsequently, employees worrying about their finances can have a negative effect on the businesses they work for. Things like lower productivity, higher absenteeism
How can you help your employees with their financial worries? Read More »
Relevant Life Insurance is a type of life insurance that is owned and paid for by a business. It provides funds to the business owner’s family in the event of premature death. Relevant Life Insurance can also be beneficial to high earning employees who are looking to avoid their death-in-service benefits becoming part of
What is a Relevant Life Policy and why do you need one? Read More »
Worrying about what will happen to your family in the event of your death can be incredibly stressful, putting life cover insurance in place can put your mind at ease. Life cover insurance enables you to leave behind a lump some of money in the event of your death to those close to you. If
Can life cover insurance improve your mental health? Read More »
Many are putting their families at potential risk should the worst ever happen. This was among the findings from price comparison website MoneySuperMarket, which found people generally had underestimated their life insurance requirements by almost £140,000. Generally people were not aware of how much cover they needed when it came to life insurance. ‘Almost half
The simple answer, yes! Carers – non-professional people who are looking after family or others who are sick, elderly or disabled – are not as prepared financially as they should be for the issues that could arise if they were to become ill or pass away. Research from Scottish Widows surveyed 5,022 UK adults and
A recent study by Consumer Intelligence found that 18% of consumers in the UK are considering cutting back on their life insurance in 2019. In 2018 14% have had to cancel policies and not replace them. “Many are turning to friends and family to help, but there may also be a growing number of people
Are you looking to reduce the cost of your life insurance? Read More »
According to a study by price comparison site Confused.com women are paying less for car insurance than men because they statistically safer drivers. According to the website, men paid an average of £793 per year compared to £701 for women – a difference of about 13%. An EU directive released in December of 2012 banned
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